Dowling Properties, LLC

Frequently Asked Questions

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   Table of Contents

  1. What is it that our management company does for the money we pay them?
  2. How do I make my assessment payments? 
  3. What happens if I don't pay my assessments?
  4. What do my assessments pay for? 
  5. If I have a plumbing or electrical problem in my unit do I call the management company? 
  6. May the association enter into a contract with a board member? 
  7. Can a husband and wife own one condo unit as joint tenants and both sit on the Board of the condominium association?
  8. Who establishes the Rules and Regulations for the condominium association? 
  9. As a condominium owner am I required to purchase insurance for my unit?
  10. How can our condominium board enforce the Rules and Regulations?
  11. If I believe that my real estate tax bill is too high, can I get it reduced?
  12. My neighbor upstairs had water overflow and it ran into my unit below damaging the ceiling. Who is responsible for the damage?

   What is it that our management company does for the money we pay them?

   If you click on the “Services” link on this web site and it will take you to the page that details the “Scope of Service" that your management company, provides.

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   How do I make my assessment payments? 

   You can set-up auto payments thru your bank or you can pre-write checks for each month that we will hold until that month or you can send a check or money order each month by mail or place it in our drop box at the rear door of 400 Lathrop in River Forest. 

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   What happens if I donít pay my assessments? 

   If you donít pay your assessments, the arrearage immediately becomes a lien upon your unit. The association may record the lien and foreclose in much the same way your lender would if you didnít make the mortgage payments on your unit. 

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   What do my assessments pay for? 

   Review of your annual budget for the association will show you exactly what your assessments pay for. 

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   If I have a plumbing or electrical problem in my unit do I call the management company? 

   The management company provides or contracts for your associationís common area maintenance only.  However, if you have a problem in your unit they may be able to provide a referral to a qualified contractor that can fix the problem. Understand though, that you will be responsible for the quality and cost of the repair. 

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   May the association enter into a contract with a board member? 

   Yes, but only if the provisions set forth in Section 18(a)(16) of the Condominium Property Act regarding ďfull disclosureĒ are followed. They pertain to notification to the unit owners and procedure whereby the unit owners can ďvetoĒ the contract. 

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   Can a husband and wife own one condo unit as joint tenants and both sit on the Board of the  condominium association?

   No. The law states that when a husband and wife own only one unit, they are both not entitled to sit on the Board at the same time. However, if the individuals own two units, then they may both sit on the Board at the same time. 

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       As a condominium owner, am I required to purchase insurance for my unit?

    The condominium association purchases the insurance to cover the units in case of fire or other casualties. However, you should purchase insurance to cover the improvements, internal fixtures and your own personal belongings. In addition, you should purchase insurance to cover yourself against liability, if for example, someone was injured in your unit.

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    Who establishes the rules and regulations of the condominium association?

    The board has the exclusive right to adopt the Rules and Regulations of the association. However, the board is required to give written notice of the proposed Rules to each owner and a meeting of the owners must be called to allow their input prior to the board adopting them.

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    How can our condominium board enforce the Rules and Regulations?

    The best way to enforce Rules and Regulations is to establish a policy to fine the unit owner for rule violations and then proceed with normal collection procedures when the fine is not paid.

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    If I believe that my real estate tax bill is too high, can I get it reduced?

    Yes.  However, if one unit owner's real estate tax bill is high, chances are that all the rest of the tax bills are also high. The Condominium Property Act authorizes the Board of the association to retain an attorney on behalf of all unit owners to seek a tax reduction.

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    My neighbor upstairs had water overflow and it ran into my unit below damaging the ceiling. Who is responsible for the damage?

    The neighbor upstairs may be legally responsible for some of the repairs, at least to the extent that such damage is not covered by insurance. You should check your association's Declaration and By-Laws to see how the responsibility is allocated.

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        Copyright © 2010  Dowling Properties LLC.  All rights reserved.    Revised: 12/28/10.